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Manufactured Home Financing


With all the recent changes to the mortgage industry, you may have thought there weren't any lenders left to help with financing for a manufactured home. First Mortgage Corporation STILL offers this type of financing when the manufactured home has the following characteristics:

  • Home was not constructed prior to June 15th, 1976
  • Home is at least 400 square feet
  • Home must be set on an acceptable permanent foundation system
  • Homeowner must also own the land/lot where the home is situated
  • Property must be owner-occupied
  • Property must be taxed as real estate
  • Any towing hitch and axles/wheels must have been removed 
  • Property has not been moved more than once (only one time is acceptable - from the original manufacturer to the home's present site)
  • Property cannot be located in a Flood Hazard Area

Looking to Purchase a Manufactured Home?

First Mortgage Corporation still offers 1/2% down payment financing for manufactured homes meeting the above criteria. Manufactured Homes can be offered at very reasonable prices and can be less expensive than a typical frame-built, Single Family Residence. Because of this, manufactured homes can be ideal for First Time Home-buyers who may not otherwise be able to afford a home of their own.

Looking to Refinance a Manufactured Home?

First Mortgage Corporation still offers low, fixed interest rates with terms up to 30 years. So if you're looking to lower the interest rate & payment on your current mortgage, call me to see if I can help you realize your goals.  

So if you're a Manufactured Homeowner, or would like to become one, please Contact Me or Apply Online today!